How I Help
I started in 2002 to help find the best annuity for the right person through individual meetings, often traveling over three hundred miles a day to personally meet with clients.
Education.
Some comprehensive retirement plans include three types of annuities as Fixed, Immediate, and Fixed Indexed.
Meet.
I sometimes travel 300 miles and service Dallas/Ft. Worth Metroplex, Denton County, Amarillo, North Texas, and Abilene.
Help.
I help retirees and those transitioning into retirement learn more about how to increase their income and reduce tax burdens.
![Think About Annuities as a Way to Stabilize Income for Retirement [Whitepaper]](https://i0.wp.com/www.bobbymcollins.com/wp-content/uploads/2022/01/bobby-m-collins-dallas-fort-worth-PXL_20211116_152011386.jpg?fit=565%2C750&ssl=1)
Bobby M. Collins, Annuity Education Specialist in Dallas/Fort Worth, North Texas
Solidifying retirement, especially here in the Dallas/Fort Worth Metroplex and North Texas, requires careful consideration. One option is to think about annuities.
What Are Annuities?
What is an annuity anyway? It’s simply a contract with an insurance company where you promise to make payments to them, and in return, they promise regular income to you in the future. You may make one lump-sum payment or choose a series of regular payments. Reach out to Bobby M. Collins to get a full education on all the options.
Why Annuities?
Investing in the stock market can result in high gains as well as risking losing a significant portion of your savings due to surges and dips. Bank CD interest rates are low and when inflation is on the rise, income can be lost.
Annuities help shield against these kinds of excessive losses by offering a guaranteed income.
An annuity offers many excellent benefits. It can be a great way to balance long-term financial goals with risk you’re willing to take. It can also provide a steady income, which is especially important for retirees here in the Dallas/Fort Worth and North Texas areas.
Why Consider Annuities in Dallas/Fort Worth and North Texas
Financial Security
A major factor in picking the right place to retire is financial stability (per WalletHub). Also, less than one-third of respondents said they felt “very confident” they had enough money to remain financially comfortable in retirement (conducted by the Employee Benefit Research Institute’s 2021 Retirement Confidence Survey).
How Does Texas Rank?
Although the weather is warm, the food is great, and people are friendly, North Texas cities actually rank among the worst spots in America to retire, according to the personal finance site, WalletHub.
For example, Arlington was at the bottom at 10th-worst, Garland at 19th worst, Fort Worth tagged in at a lowly 100, Dallas slightly behind, coming in at 106, and Grand Prairie showed up at 142.
What Does This Mean?
Seniors are attracted to those places where their money goes furthest. Because the Metroplex and North Texas are not considered ideal–at least according to these financial indicators–money management is ever more important for retirees or those close to retirement. Finding the right vehicle, whether it be annuities or something else, is crucial in this region.
